2026 Iowa income tax brackets
All filing statuses
| Taxable income | Rate |
|---|---|
| over $0 | 3.8% |
How Iowa taxable income is figured
Iowa starts from federal taxable income, so the federal standard deduction applies: $16,100 single, $32,200 married filing jointly, $24,150 head of household. A $40.00 iowa personal exemption credit per person comes off the tax. Pre-tax 401(k), health and HSA deductions are assumed to reduce Iowa wages the same way they reduce federal wages.
Local income taxes in Iowa
Iowa school districts may impose a school district income surtax, and counties may impose an emergency medical services (EMS) income surtax (up to 1%); each is a percentage of the taxpayer's state income tax liability, capped at 20% combined, and collected on the state return.
Local taxes are shown for information only. The calculator doesn't add them to your result.
Minimum wage, tips and overtime in Iowa
The minimum wage used for Iowa is $7.25 an hour. Tipped employees may be paid a cash wage of $4.35 with a tip credit of up to $2.90, as long as wages plus tips reach the full minimum. Check a shift with the tipped wage calculator.
No daily overtime rule; overtime follows the federal FLSA standard of 1.5x for hours over 40 in a workweek.
Iowa take-home pay at common salaries
| Salary | Federal | IA state | FICA | Take-home / yr | Per biweekly check |
|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $868.20 | $3,060.00 | $33,451.80 | $1,286.61 |
| $60,000.00 | $5,020.00 | $1,628.20 | $4,590.00 | $48,761.80 | $1,875.45 |
| $85,000.00 | $9,870.00 | $2,578.20 | $6,502.50 | $66,049.30 | $2,540.36 |
| $120,000.00 | $17,570.00 | $3,908.20 | $9,180.00 | $89,341.80 | $3,436.22 |
Single filer, paid biweekly, no pre-tax deductions, 2026 rules. Computed by the same engine as the calculator above.
Iowa paycheck FAQs
- What is the Iowa income tax rate in 2026?
- Iowa taxes wages at a flat 3.8% rate.
- How much is taken out of a $60,000 salary in Iowa?
- For a single filer paid biweekly with no pre-tax deductions: federal income tax $5,020.00, Iowa income tax $1,628.20, Social Security $3,720.00 and Medicare $870.00. That leaves $48,761.80 a year, or $1,875.45 per paycheck.
- Does Iowa have a standard deduction?
- Iowa starts from federal taxable income, so the federal standard deduction applies: $16,100 single, $32,200 married filing jointly, $24,150 head of household. A $40.00 iowa personal exemption credit per person comes off the tax.
- Does Iowa have local income taxes?
- Iowa school districts may impose a school district income surtax, and counties may impose an emergency medical services (EMS) income surtax (up to 1%); each is a percentage of the taxpayer's state income tax liability, capped at 20% combined, and collected on the state return.
- What is the tipped minimum wage in Iowa?
- $4.35 an hour in cash wages, with a tip credit of up to $2.90, so tips must bring the total to at least $7.25.
Sources for Iowa figures
Every Iowa figure on this page was last checked on against these sources:
- https://revenue.iowa.gov/press-release/2025-10-21/idr-announces-2026-individual-income-tax-and-interest-rates — revenue.iowa.gov (tax year 2026, checked 2026-10-18)
- https://www.legis.iowa.gov/docs/code/2026/422D.3.pdf — legis.iowa.gov (tax year 2026, checked 2026-10-18)
Federal figures: see the methodology page.
Nearby states
More Iowa pay tools
Embed this calculator
Free to use on your site. Copy this snippet:
<iframe src="https://www.paychecknest.com/embed/iowa-paycheck-calculator/" title="Iowa paycheck calculator" width="100%" height="900" style="border:0;max-width:720px" loading="lazy"></iframe>