2026 Illinois income tax brackets
All filing statuses
| Taxable income | Rate |
|---|---|
| over $0 | 4.95% |
How Illinois taxable income is figured
Illinois has no standard deduction. A personal exemption of $2,925 (single), $5,850 (married filing jointly) or $2,925 (head of household) comes off before the rate applies, but it disappears entirely once income exceeds $250,000 ($500,000 joint). Dependents aren't included. Pre-tax 401(k), health and HSA deductions are assumed to reduce Illinois wages the same way they reduce federal wages.
Local income taxes in Illinois
No local income taxes anywhere in Illinois — the state constitution reserves income taxation to the state, so no city or county (including Chicago) may tax wages.
Local taxes are shown for information only. The calculator doesn't add them to your result.
Minimum wage, tips and overtime in Illinois
The minimum wage used for Illinois is $15.00 an hour. Tipped employees may be paid a cash wage of $9.00 with a tip credit of up to $6.00, as long as wages plus tips reach the full minimum. Check a shift with the tipped wage calculator.
No daily overtime rule; overtime follows the federal FLSA standard of 1.5x for hours over 40 in a workweek.
Illinois take-home pay at common salaries
| Salary | Federal | IL state | FICA | Take-home / yr | Per biweekly check |
|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $1,835.21 | $3,060.00 | $32,484.79 | $1,249.41 |
| $60,000.00 | $5,020.00 | $2,825.21 | $4,590.00 | $47,564.79 | $1,829.41 |
| $85,000.00 | $9,870.00 | $4,062.71 | $6,502.50 | $64,564.79 | $2,483.26 |
| $120,000.00 | $17,570.00 | $5,795.21 | $9,180.00 | $87,454.79 | $3,363.65 |
Single filer, paid biweekly, no pre-tax deductions, 2026 rules. Computed by the same engine as the calculator above.
Illinois paycheck FAQs
- What is the Illinois income tax rate in 2026?
- Illinois taxes wages at a flat 4.95% rate.
- How much is taken out of a $60,000 salary in Illinois?
- For a single filer paid biweekly with no pre-tax deductions: federal income tax $5,020.00, Illinois income tax $2,825.21, Social Security $3,720.00 and Medicare $870.00. That leaves $47,564.79 a year, or $1,829.41 per paycheck.
- Does Illinois have a standard deduction?
- Illinois has no standard deduction. A personal exemption of $2,925 (single), $5,850 (married filing jointly) or $2,925 (head of household) comes off before the rate applies, but it disappears entirely once income exceeds $250,000 ($500,000 joint). Dependents aren't included.
- Does Illinois have local income taxes?
- No local income taxes anywhere in Illinois — the state constitution reserves income taxation to the state, so no city or county (including Chicago) may tax wages.
- What is the tipped minimum wage in Illinois?
- $9.00 an hour in cash wages, with a tip credit of up to $6.00, so tips must bring the total to at least $15.00.
Sources for Illinois figures
Every Illinois figure on this page was last checked on against these sources:
- https://tax.illinois.gov/ — tax.illinois.gov (tax year 2026, checked 2026-10-18)
- https://www.dol.gov/agencies/whd/state/minimum-wage/tipped — dol.gov (tax year 2026, checked 2026-10-18)
- Form IL-W-4 instructions: allowances may not be claimed if AGI exceeds $500,000 (married filing jointly) or $250,000 (all other returns) — Illinois Department of Revenue (Form IL-W-4, R-07/23) (tax year 2026, checked 2026-10-18)
Federal figures: see the methodology page.
Nearby states
More Illinois pay tools
- Overtime pay in Illinois
- Illinois tipped wage calculator
- All state paycheck calculators
- How the IL math works
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