2026 New Jersey income tax brackets
Single
| Taxable income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $35,000 | 1.75% |
| $35,000 – $40,000 | 3.5% |
| $40,000 – $75,000 | 5.525% |
| $75,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| over $1,000,000 | 10.75% |
New Jersey's married filing jointly and head of household brackets aren't loaded yet. For those statuses the calculator shows a labeled single-filer estimate.
How New Jersey taxable income is figured
New Jersey has no standard deduction. Pre-tax 401(k), health and HSA deductions are assumed to reduce New Jersey wages the same way they reduce federal wages.
- New Jersey's personal exemptions aren't loaded yet, so this estimate applies none and may slightly overstate New Jersey tax.
- New Jersey has a state TDI/FLI payroll program with employee contributions. Those contributions are not included in this estimate.
Local income taxes in New Jersey
New Jersey has no local income tax on wages. Newark and Jersey City impose a 1% employer-side payroll tax that is NOT withheld from employee pay.
Local taxes are shown for information only. The calculator doesn't add them to your result.
Minimum wage, tips and overtime in New Jersey
The minimum wage used for New Jersey is $15.92 an hour. Tipped employees may be paid a cash wage of $6.05 with a tip credit of up to $9.87, as long as wages plus tips reach the full minimum. Check a shift with the tipped wage calculator.
No daily overtime rule; overtime follows the federal FLSA standard of 1.5x for hours over 40 in a workweek.
New Jersey take-home pay at common salaries
| Salary | Federal | NJ state | FICA | Take-home / yr | Per biweekly check |
|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $717.50 | $3,060.00 | $33,602.50 | $1,292.40 |
| $60,000.00 | $5,020.00 | $1,822.50 | $4,590.00 | $48,567.50 | $1,867.97 |
| $85,000.00 | $9,870.00 | $3,288.25 | $6,502.50 | $65,339.25 | $2,513.05 |
| $120,000.00 | $17,570.00 | $5,517.75 | $9,180.00 | $87,732.25 | $3,374.32 |
Single filer, paid biweekly, no pre-tax deductions, 2026 rules. Computed by the same engine as the calculator above.
New Jersey paycheck FAQs
- What is the New Jersey income tax rate in 2026?
- New Jersey taxes wages at rates from 1.4% to 10.75%, depending on taxable income.
- How much is taken out of a $60,000 salary in New Jersey?
- For a single filer paid biweekly with no pre-tax deductions: federal income tax $5,020.00, New Jersey income tax $1,822.50, Social Security $3,720.00 and Medicare $870.00. That leaves $48,567.50 a year, or $1,867.97 per paycheck. See the notes above for what this estimate leaves out.
- Does New Jersey have a standard deduction?
- New Jersey has no standard deduction. Pre-tax 401(k), health and HSA deductions are assumed to reduce New Jersey wages the same way they reduce federal wages.
- Does New Jersey have local income taxes?
- New Jersey has no local income tax on wages. Newark and Jersey City impose a 1% employer-side payroll tax that is NOT withheld from employee pay.
- What is the tipped minimum wage in New Jersey?
- $6.05 an hour in cash wages, with a tip credit of up to $9.87, so tips must bring the total to at least $15.92.
Sources for New Jersey figures
Every New Jersey figure on this page was last checked on against these sources:
- https://www.nj.gov/labor/myworkrights/worker-protections/tipped_workers/index.shtml — nj.gov (tax year 2026, checked 2026-10-18)
- https://www.dol.gov/agencies/whd/state/minimum-wage/tipped — dol.gov (tax year 2026, checked 2026-10-18)
Federal figures: see the methodology page.
Nearby states
More New Jersey pay tools
- Overtime pay in New Jersey
- New Jersey tipped wage calculator
- All state paycheck calculators
- How the NJ math works
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